"A Penny Saved Is A Penny Earned"

Wednesday, July 22, 2009

Family Dinner for under $5 - Deli Sandwiches

Bread rolls in a basket (deutsch: Brötchen im ...Image via Wikipedia

Family Dinner for under $5 - Deli Sandwiches

As I started making dinner the temperature outside was 94 degrees! Who wants to cook in that heat? Luckily for this weeks Family Dinner under $5 I figured out a way to make a nutritious dinner without the heat.

I was at the store when I saw deli ham on sale and decided that would be a great dinner that wouldn't require me to use the stove. How to keep it under $5 was a bit more of a challenge. Instead of the traditional french bread that I used to buy I found french rolls on clearance. Even with these two items being discounted my total was creaping up, so I headed out to the garden to finish up the meal!

Ham Sandwiches - $4.74
Vegetable platter - free from the garden
Total - $4.74

Ham Sandwiches
1 1/2 lb Deli Ham - $1.68 lb = $2.59
2 doz. French Rolls - .98c ea minus 50c off each pkg = .96c/2 pkg
1/2 lb cheddar cheese, sliced - $4.78/2lb loaf = $1.19

This made 2 dozen mini sandwiches which was plenty for my size family.

I realize not everyone has a garden that they can run to to finish out a meal. A couple of weeks back Fred Meyer had canned vegetables on sale for 25c a can. That's a stock up price! I would have used 2 cans which would put me just over the $5 mark.

The french bread I usually buy was $1.28 ea. I would have had to buy 2 loaves and would have been way over my $5 mark.

I'm glad I looked around the bakery dept. to see if they had any discounted breads. When I buy bread I'll usually look for the discounted ones first. You'll be amazed at what you can find. Check early in the morning for the best selection or ask the bakery manager when they put out the day olds. By thinking outside the box a little I was able to save my family some money, and the little sandwiches were cute too.

Live less, live more ...... and stay cool!

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Friday, July 17, 2009

When Life Gives you Lemons, make Quiche!

Sorry for not posting the last couple of weeks. The month of July is very busy for me this summer. It started out with 1 event and quickly multiplied to 3. I'm sure many of you can understand. I only have 1 more event left, then a month of summer to sit back and relax before the kids head back to school.

This weeks Under $5 Dinner comes from something that happened while I was gone last week at girls camp.

My son had gone to the store with his Boy Scout Troop and purchased the food for their Scout Camp which is this week. The food was to be stored at our house. Since the refrigerator quickly became full, my son put the eggs they had gotten in the freezer. When I returned home he and I sat down to go over his food list and make sure everything was in place. As we were checking things off the list, he proudly lifted the lid to the freezer. Thats when I saw the eggs.
After replacing 6 1/2 dozen eggs I wondered what I could do with the frozen ones. I hated to throw them away. The first thing I did was get them out of the freezer and put them into the fridge to thaw. Then I started to experiment. I learned that frozen eggs aren't good hard boiled but you can scramble them. So, for this weeks Under $5 dinner I made Vegetable Quiche using my frozen eggs.
One frugal living skill I've learned is to be inventive. You never know what life will throw at you. You can save lots of money by looking at things differently and not being so quick to just throw it out and go and buy something else.

Vegetable Quiche - $1.98
Cantalope - $1.32
Salad - Free

Total Meal - $3.30

Vegetable Quiche
1 dozen eggs - .92 c
2c grated colby/jack cheese - ($3.99 2 lb loaf @ Fred Meyer minus $1 off coupon = $2.99) = .54
2c milk = .24c
1 small onion - Free from the garden
1/4 c chopped fresh basil - Free from the garden
1c chopped broccoli - Free from the garden
1c sliced zucchini - Free from the garden
1t salt

Double crust pie crust
2c flour = .22
1 stick margarine = .06 (25c 1 lb package @ Super 1)
1/2 t salt
6-7 T cold water
Make pie crust and bake. While crust is baking saute onion, broccoli and zucchini till onion is tender. In a separate bowl scramble eggs. Add milk, salt and basil. Once crust has finished baking, sprinkle with cooked vegetables and cheese. Pour egg mixture over vegetables. Bake @ 350 for 35 min or till knife inserted comes out clean. Let stand 10 min before serving.

As you know I just go out to the garden and harvest what's ready. We still have lettuce, spinach and beet greens. I also like to shred some beets in the salad. I'll add some sliced zucchini as well. Pretty soon the tomatoes, peppers and cucumbers will be ripe. I can't wait.

This week I used my Albertsons Doubler coupons to get a free bottle of Kraft Dressing.

The quiche turned out great. I doubled the recipe to make enough to feed my family. I used a 13 x 9 pan instead of the standard pie pan. To make sure the now thawed eggs scrambled well I just cracked them into the blender.

I hope the next time life gives you something unexpected you can turn it around into something great.

Live less, live more

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Tuesday, July 14, 2009

Back - to - School

I know that the middle of July seems like an odd time to be thinking about back-to-school but the back-to-school sales are on!

We'll have 5 kids in school this year so I know how the cost of supplies can really add up. Here are a few tips I've learned to save big.

If you didn't get a supply list at the end of the year get one now. Stores usually have copies of these next to the school supplies. You can also check your school districts web site.

Now go through what you already have. At the end of the school year my kids always brought home supplies they hadn't used up. I tucked them away and will go to them first when checking my supply list. Not spending money is the best way to save.

Next, check store circulars for the best sales each week. I realize that there are 8 weeks left and sometimes you just want to get it all done and not have to worry about it anymore but patience really does pay off. Getting a little here and a little there can be more cost effective. To save yourself from running around check to see if your favorite store will match competitors ads. You'll have to get the exact item and have the circular with you. If you don't get the paper check online or go to the library and look at the paper there.

Staples usually has some really good sales. Thanks to Crystal at http://www.frugalchicliving.blogspot.com/ for letting me know about the 1c sale going on now through Wednesday.

Stock up on supplies that the kids will use a lot of like filler paper. It's cheaper to spend 10c now rather than 90c later. I have also stocked up on items that I use at home like spiral notebooks. Last year I found them on sale for 5c each and bought a case. I think I still have some to use this year. I also buy a lot of crayons. I can usually find them for 20c a pack. They make great birthday gifts with a coloring book from the dollar store.

Don't forget the thrift store. I know it seems like an odd place to get supplies but I can usually find a good 3 ring binder and backpack here. The key thing to look for is quality. If it's already starting to break don't buy it.

So here are some of the deals I have found in this weeks ads. If you know of any I've missed please let me know and I'll pass it on.

500 sheet copy paper - 1c after easy rebate
8 pack #2 pencils - 1c ea, limit 2
6 pack Sharpie highlighters - $1
3 pack pink erasers - $1
4gb usb flash drive - $11.99

12 ct Rose art colored pencils - 50c
8ct Rose art washable markers - 50c
vinyl pencil pouch - 50c
10 ct bic Cristal ballpoint pens - 50c

Hopefully these tips will help make your back-to-school shopping a little easier on your wallet and get your kids off to a great start.

Live less, live more.

** Update** Check out Saving Cents with Sense at http://www.savingcentswithsense.net/2009/07/back-to-school-deals/ . Melissa has teamed up with other bloggers to bring you the latest back to school deals at many of the major stores. They will be updating as deals are available.

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Wednesday, July 8, 2009

Frugal Business

A Penny Saved Is A Penny Earned”
First, we don’t know how to do math today… People will often spend money to save money (which is a paradox) or spend money to make money. We seem to forget that every penny spent has to be earned back. If you spend $1000 to save $500, you’re in the hole for $500.
Heck, look at our own government, we’re being told on every side that we need to spend to earn. Advertisers would make you think that buying a newer car for example, to save on gas mileage is a good idea, but the extra $10k or $20K spent just to save an additional 5/miles per gallon, isn’t justified even if you save $20 dollars on every fill-up.
Let’s say you fill-up once a week and you save $20 dollars for each fill-up, you would need to own the car for 20 years before you ever broke even and I don’t know to many people nowadays who keep the same car for 20 years.
This is definitely not a good way to run a business or make money.
Only spend what you have, if you don’t have it, don’t spend it. That’s just a good rule for life.
Now, when it comes to being frugal in business or for that matter in anything, Free is about as frugal as you can get. If you don’t spend anything, every penny you make is pure profit.
That’s why Renee and I decided to share this with you. I’m mean what could be better than a Frugal Business!
You see, awhile back I had one of those “Ah ha” moments and realized that I could create a money making website totally free without having to spend a dime (that‘s free hosting and everything). Well, it took me awhile to put all the parts together and then test it. I’m now personally up to 20 websites (their free) and it works great, so being a teacher by trade, I decided to write an ebook on it and show other people how.
Check out my newest website and ebook, go to www.FreeOnlineBusiness.org

Live less Live more,

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Wednesday, July 1, 2009

Frugal Shopping Tip

Toilet paperImage via Wikipedia

Here's just a quick Frugal Shopping Tip

Last week a friend sent me an email with an article about toilet paper of all things. The post was about saving money on toilet paper and how to tell if a price on TP was really a good price. It made so much sense and made it so easy I knew I had to share it. Here it is. I hope it makes your TP buying better too.


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